Florida Non Owner FR44 Insurance

WHAT IS NON-OWNER SR-22 OR A NON-OWNER FR-44 INSURANCE?

Find out if a Non-Owner SR-22 or Non-Owner FR-44 Insurance will work for you.

non-owner SR-22 Insurance and non-owner FR-44 also known as a named-operator liability policy is insurance on you, the driver, for any vehicles you operate that you do not own. FR-44 and SR-22 Insurance policies work as a secondary insurance coverage for anyone in need of a high liability insurance who does not own a vehicle. This type of liability policy is usually written with a state’s minimum coverage limits, except FR-44 Insurance for Florida and Virginia which requires higher limits. For instance, if you were involved in an accident, and you were at fault, the liability insurance would cover only the injury to 3rd parties involved or 3rd parties property damage that occurred as a result of the accident. In order to file a claim for the non-owner insurance you must have exhausted the primary insurance coverage. A non-owners policy does not offer comprehensive and collision coverage for the vehicle you are driving.

An SR-22 insurance or FR-44 insurance filing can be attached to a NON-OWNER policy to satisfy the state’s requirements for license release. This is the only option available in many states if you do not own a vehicle.

Generally, a non-owners insurance is less expensive than a traditional policy with an SR-22 or FR-44 filing. Contact us today or fill out the SR-22 and FR-44 Insurance quote request. We here at Select Insurance Group are committed to help you with you insurance need. Contact us today at 855-438-7353 and let us help you get your drivers license and driving privileges back.

Florida Non Owner SR22 Insurance

Florida Non Owner SR22 Insurance – Each year thousands of drivers from Florida trust our services to help them find affordable non-owner SR22 insurance. For those that don’t own a car currently but need to file an SR-22 with the Department of Motor Vehicles we can help. The best auto insurance companies work with us to compete for your business by allowing you to compare rates online. The process couldn’t be easier in fact you can compare rates online and get the SR22 filed in the same day.

Get your license reinstated immediately by getting your SR22 form completed and submitted electronically. After you compare rates from the best companies in Miami, Fort Lauderdale or Tampa you can request to have the policy go into effect today. Start by entering your zip code above then choose a couple companies to shop for non-owner SR22 insurance.

Florida SR22 Insurance Requirements

Florida auto liability insurance requirements state that a driver must carry a minimum level of bodily injury and property damage coverage. The limits are shown below:

Bodily Injury Per Person Bodily Injury Per Occurrence Property Damage
$10,000 $20,000 $10,000

When you get your SR22 insurance the minimum limits also apply to you unless you have a DUI conviction which will require you to file an FR-44 form. A non-owner FR44 insurance policy has higher liability limits than an SR22 and may be required for up to 5 years depending on your case.

How much is non-owner SR22 insurance in Florida?

Expect rates on non-owner SR22 to be higher than standard auto insurance due to the nature of the filing. If you are required to file an SR-22 with Florida it probably means you were driving without insurance or convicted of reckless driving. In any case the traffic citation is the reason why your insurance could be 30% to 70% higher depending on other factors. The best thing you can do is shop around using our free online quote system.